Account Officer
_____
Lucena City | Lucena City | - Evaluates loan applications as defined by the Board Credit Committee or Management by having profound understanding on the source of fund for repayments whether such source is business or remuneration, in order to establish the paying capacity of borrower throughout the term of the loan.
- Monitors, provides support, and supervises progress of handled accounts from application to approval and until its eventual release.
- Conducts validation of actual use of borrowed funds of clients in accordance with existing policy on post-validation of loans.
- Monitors project after loan release to maintain relationship with clients and provide assistance whenever necessary to ensure loan payment.
- Monitors periodic payment of handled accounts from first until full payment and makes pertinent report to the Chief Account Officer on a regular basis.
- Conducts verification of accounts turning past due to identify reason of default and give possible options to avoid payment default.
- Conducts ocular inspection of business of out-of-territory loan (OTL) accounts and makes report thereon in accordance with existing policies.
- Prepares status report of all handled accounts on regular monthly basis.
- Attends Credit Committee meeting whenever invited.
- Performs other duties that may be assigned from time to time.
| - Proficient computer skills, particularly in Microsoft Office.
- With experience in operations, preferably gained from banking, credit union, finance and similar industries.
- With 4-year Bachelor’s degree in Business Administration, Accounting, Finance or other related courses.
- Knowledgeable in loan underwriting and documentation.
- Possesses analytical skills to better understand various businesses.
- Meticulous and keenness with details.
- Proficiency in written and oral communication.
- Has strong interpersonal skills and client focus.
|
Branch Manager
_____
Gumaca,
Mulanay,
Sto. Tomas | Gumaca,
Mulanay,
Sto. Tomas | - Develops, implements, and executes strategic business and marketing plans for the branch to ensure continuity of business operations and attainment of set targets.
- Establishes productive and professional relationships with bank clients and the community it serves.
- Ensures that all policies and procedures of the bank are properly implemented and adhered to, putting importance on internal control measures and systems.
- Conducts periodic review of overall operation of the branch to monitor the result of daily, weekly, monthly, quarterly, semi-annual, and annual performance.
| - With extensive experience in sales and marketing, preferably gained from banking, lending institutions, finance and similar industries.
- With 4-year Bachelor’s degree in Marketing or similar business courses.
- With supervisory/managerial experience.
- Strong business acumen.
- Mature and confident.
- Ability to work under pressure.
- Fast paced, entrepreneurial, and highly goal oriented.
- Strong interpersonal and effective customer relation skills.
|
Branch Teller
_____
Guinayangan,
Lopez,
Pagbilao | Guinayangan,
Lopez,
Pagbilao | - Processes over-the-counter transactions such as cash and check deposits, encashment, withdrawals, and other miscellaneous transactions.
- Checks the authenticity of notes received and reviews all check transactions.
- Promotes different bank products and cross-sells to existing clients of the branch.
| - BS in Finance, Banking or other relevant fields.
- Experience in banking or financial services an advantage.
- Fresh graduates are welcome to apply.
- Above average communication and mathematical skills.
- Outgoing, customer centric and with pleasing personality.
- Must be keen on details and has good time management skills.
- Related work experience in banking or financial services an advantage.
|
Loan Specialist
_____
Alaminos,
Calauan,
Sto. Tomas | Alaminos,
Calauan,
Sto. Tomas | - Processes loan Applications and Conducts front line credit assessment.
- Provides recommendations to loan applicants according to pre-determined credit criteria in accordance with BSP standard.
- Addresses client inquiries in coordination with the head office if necessary.
| - Graduate of BS Accountancy, BSBA, or other similar courses
- Related work experience gained from banking, credit union, finance, and similar industries an advantage
- Proficient in MS Excel
- Fresh graduates are welcome to apply
- Must be patient, detail oriented, organized, and analytical.
- Pleasant and customer service oriented.
|
Sr. Auditor
_____
Lucena City | Lucena City | - Develops audit programs and testing procedures that provide for the effective audit coverage of the bank’s business operation units based on an assessment of potential risks and exposures. Evaluate the Branches’ operations and existence and adequacy of internal controls.
- Performs audit of the bank’s Departments and Branches to ensure effectiveness of accounting and managerial controls and accuracy of recorded data; promotes efficiency, safeguards bank’s assets, and monitors compliance with applicable laws and bank policies and procedures.
- Supervises Junior Auditors by providing guidance and overall review of deliverables.
- Obtains and analyzes data and provides an objective, informed opinion on the accuracy and fairness of financial statements which include performing analytical procedures and recommending adjustment through the Internal Auditor.
| - Bachelor’s Degree in Accounting; a Certified Public Accountant (CPA) an advantage.
- Must have an experience and background in auditing.
- Supervisory experience a requirement.
- Detail oriented.
- Professional.
- Diplomatic and can communicate effectively with people from top management.
- Manifests high confidentiality.
|
