REGULAR SAVINGS DEPOSIT
Minimum Initial Deposit : P 1,000.00
Interest Rate : 0.25% per annum posted quarterly
Withholding tax : 20% collected quarterly
Fund Access : Over-the-counter
Transaction Record : Passbook
Dormancy : 2 years

PESO TIME DEPOSIT
Minimum Initial Deposit : Php 5,000.00
Interest Rate : Based on prevailing market rates
Withholding tax : 20% on due date
Term : 30 days - 180 days
Fund Access : Cashier's Check
Transaction Record : Certificate of Time Deposit

REGULAR CHECKING ACCOUNT (Demand)
Minimum Initial Deposit : Personal – Php 5,000.00
Commercial – Php 10,000.00
Fund Access  : Regular Checkbook
Transaction Record : Statement of Account
Dormancy : 1 year

REGULAR CHECKING ACCOUNT (Automatic Transfer Agreement – ATA)
Minimum Initial Deposit : Personal  – P 25,000.00 (15,ooo ATA/10,000 CA)
Commercial  – P25,000.00 (15,ooo ATA/10,000 CA)
Interest Rate : 0.10% per annum
Withholding Tax : 20% posted quarterly
Fund Access : Regular Checkbook
Transaction Record : Statement of Account, Passbook
Dormancy : 1 year and 2 years for ATA

CAPITAL SAVINGS PLUS II
Minimum Initial Deposit : P 50,000.00
Maintaining Balance : P 50,000.00
Interest Rate : 1% per annum (posted quarterly)
Withholding Tax : 20% posted quarterly
Dormancy : 2 years
Transaction Record : Statement of Account, Passbook
Withdrawability : Limited to three (3) withdrawals per quarter
(if exceeded, only 0.25% interest shall be granted)

ATM Peso Savings
Minimum Initial Deposit : P 500.00 (Non-Interest bearing account)
Maintaining Balance : P 10,000.00 (Interest bearing account)
Interest Rate : 0.130% per annum (posted quarterly)
Withholding Tax : 20% posted quarterly
Fund Access : ATM Card, Over-the-counter
Transaction Record : Statement of Account
Dormancy : 2 years
Withdrawability : Maximum withdrawal of P50,000.00/day
Maximum withdrawal of P10,000.00/transaction

 

 

REGULAR DOLLAR DEPOSIT
Minimum Initial Deposit : $ 100.00
Maintaining Balance : $ 100.00
Interest Rate : 0.25% per annum (posted quarterly)
Maximum Deposit : $10,000.00
Transaction Record : Passbook
Dormancy : 2 years

DOLLAR TIME DEPOSIT
Minimum Initial Deposit : $ 500.00
Maximum Deposit : $10,000.00
Interest Rate : Based on prevailing market rates
Term : 30 days - 180 days
Fund Access : Cashier's Check
Transaction Record : Certificate of Time Deposit